How to reduce extra expenses?? Simple tip.

A very small but effective technique that can help YOU to reduce unnecessary spending in YOUR life. 

Take out a small post-it note. On it you write this question:

Do I really want or need to buy this?

Then put that small post-it note in your wallet or on your credit card. Make sure
you see it every time when you are about to make a purchase.

Now, I'm not saying to use this tip as way to become as frugal as Uncle Scrooge.

I haven't. But I have used it to spend my money a bit more consciously and to
think before I purchase something. 

This technique can also be helpful for finding a trouble spot in how you spend your
money.

Maybe you buy clothes, fast food or books on impulse to satisfy an immediate

need at the time? 

But when you look at it later on, when you have had some time to think, you
perhaps see that you didn't need or even want all those clothes or books.

Because maybe you are more interested in spending that money on traveling
somewhere or on one really awesome piece of clothing rather than the four you
bought.

By questioning your habits and by raising your consciousness about how you
spend your money you can save up much of what you earn and spend it on what
you truly, deep down want in your life.